Realtor Seth O’Byrne with James Carmody of Synergy One Lending and Liz Schermerhorn of Cove Financial on Craig Sewing’s The American Dream. The panel discusses a new way to own real estate before building up qualifying credit. This innovative home purchase program is a perfect for someone who currently can not qualify for credit. Watch The American Dream Saturday mornings at 10am on Cox & Time Warner channel 4. You can contact Realtor Seth O’Byrne, Pacific Sotheby’s International Realty at 858.869.3940.